As of September 2011, all local school systems are required to offer a program of instruction in financial literacy education for students in grades 3-12. Each program of instruction must be aligned to the Maryland Personal Financial Literacy State Curriculum described below.
Standard 1:Make informed, financially responsible decisions Students will apply financial literacy reasoning in order to make informed, financially responsible decisions.
Standard 2:Relate careers, education, and income Students will relate choices regarding their education and career paths to earning potential.
Standard 3:Plan and manage money Students will develop skills to plan and manage money effectively by identifying financial goals and developing spending plans.
Standard 4:Manage credit and debt Students will develop skills to make informed decisions about incurring debt and maintaining credit worthiness.
Standard 5:Create and build wealth Students will develop skills to plan and achieve long-term goals related to saving and investing in order to build financial security and wealth.
Standard 6:Manage risks and preserve wealth Students will develop financial planning skills to minimize financial setbacks.
For more information on Personal Financial Literacy Education in Maryland please contact:Marquita FridayLead SpecialistCareer and Technology Education Instructional BranchMaryland State Department of EducationDivision of Career and College Readiness410.767.0183 voice, 410.333.8666 email@example.com
200 West Baltimore Street, Baltimore, MD 21201-2595
410-767-0100 • 1-888-246-0016
© 2019 Maryland State Department of Education