As of September 2011, all local school systems are required to offer a program of instruction in financial literacy education for students in grades 3-12. Each program of instruction must be aligned to the Maryland Personal Financial Literacy State Curriculum described below.
Students will apply financial literacy reasoning in order to make informed, financially responsible decisions.
Students will relate choices regarding their education and career paths to earning potential.
Students will develop skills to plan and manage money effectively by identifying financial goals and developing spending plans.
Students will develop skills to make informed decisions about incurring debt and maintaining credit worthiness.
Students will develop skills to plan and achieve long-term goals related to saving and investing in order to build financial security and wealth.
Students will develop financial planning skills to minimize financial setbacks.
For more information on Personal Financial Literacy Education in Maryland please contact:
200 West Baltimore Street, Baltimore, MD 21201-2595
410-767-0100 • 1-888-246-0016
© 2019 Maryland State Department of Education